Stripe's Payment APIs: the first 10 years (2020)

(stripe.dev)

33 points | by tibbar 3 hours ago

2 comments

  • echelon 1 hour ago
    Stripe's APIs have grown so complicated to support so many different shapes of large enterprise workflows that they have to color code the entities to make you think it's simple.

    You'll be processing events from totally different yet slightly overlapping entity types for building a simple subscription service and having to synthetically handle 12 month billing. The docs won't adequately explain which events should trigger which product decisions, and there is no guidance on which events and states are authoritative or take precedence.

    Stripe is no longer the correct shape for small startups. They are wonderful for big business, but startups need something smaller to go faster. Your Stripe integration will slow you down.

    Stripe APIs being simple and easy is a meme from the 2010s. It isn't anymore.

    They're great for big business at scale, but they lost how to cater to startups.

    • danpalmer 1 hour ago
      Having done a major migration with Stripe, at a startup, I disagree.

      They have lots of products, but you don't need most of them and can ignore them. What's left is, in my experience, the correct amount of complexity. We looked at Braintree, and it was just missing things that we were legally required to support, we looked at Judopay and it was... lacking (a nearby founder describe Judopay as treating payments like a hobby).

      If your business is just ecommerce and you can use Shopify instead, sure, do that. If you just need to take dumb payments, just use Stripe Checkout. But if you need any control over your payments, Stripe is the only good option for startups. As you grow it becomes easier to justify more complex integrations such as Adyen, Klarna, etc, but Stripe is definitely the best starting place I've seen.

      • rrr_oh_man 16 minutes ago
        > If you just need to take dumb payments, just use Stripe Checkout.

        Could not agree more. Offload as much complexity (receipts, invoices, tax, customer info, etc.) to Stripe as humanly possible in the beginning. Don't build for edge cases or UX polish. If people want your product, they will buy it.

      • wouldbecouldbe 1 hour ago
        He is right, reading the docs you have no idea which events leads to what. Nowadays with llm's it's easy before that I still dont know which events mean what.
  • roxana_haidiner 48 minutes ago
    bro, just use Paddle, it's a MOR
    • igeligel_dev 4 minutes ago
      Stripe (I work there) also offers a mor-like product called “managed payments”: https://docs.stripe.com/payments/managed-payments Feel free to check it out
    • NetOpWibby 39 minutes ago
      In my experience, you couldn’t just setup an account and start selling, you had to contact their sales team and they let you know if they want your business.

      Stripe has no real competitor.

      • lucrbvi 16 minutes ago
        Mollie might be a direct competitor